Its official, I am no longer employed~ hmmm im UNEMPLOYED!. Yeap, I quit my job and will be travelling around and taking time to think and relax. Embarking on a brand new exciting journey. I needed it badly. =) I had a farewell party will my colleagues last night and it was pretty bizzare. I had my first try on something we called "flaming" not just one, but 3 of it! soooo yea... I can pretty much remember how it taste like now. THank you AWS team for making it a successful one and thank you for support! I do appreciate it. I guess I had to buy them something from the land of rising sun soon.
Its already Saturday and I have not even pack a single thing into that luggage of mine! There are so many things to rush~ presents to bring, clothes to wear, currency to exchange, informing my dear Nippon Jin friends, polishing my camera skills so I dont make a fool out of myself there, thinking what on earth to do in Bangkok during the long transit, have a crash course on Japanese language.. and the list goes on~
I'll take as many beautiful pictures as possible, and will definitely update you readers on my journey to Japan.
So with this. This marks the official launch of December Relaxations theme! Weeeeee~~
Mnpl Co
Friday, November 26, 2010
Tuesday, November 23, 2010
Let it pass
When all the signs went wrong
and when everything is in reverse
You feel perfectly like a deadbeat
You know you can't keep lettin' it get you down
And you can't keep draggin' that dead weight around.
If there ain't all that much to lug around,
Better run like hell when you hit the ground.
When the morning comes.
Let it go, this too shall pass. I hope
Monday, November 15, 2010
Controversial issues on Insurance and MLM ..
ARE YOU REALLY PREPARED FOR INSURANCE or MLM BUSINESS?
(Are you a fresh grad who end up getting a dead end job where you're working to make SOMEONE else rich?) It looks long, but does it hurt to open your eyes to another point of perspective? Read on ....
Looking at an innocent fresh young grad that dreaming to become a millionaire is being lured into an Insurance and MLM business by a pretty young direct seller makes me thinks of my past. Everyone wants to become a millionaire, or have a better living, a luxury car and a bungalow. Specially the freshly young graduates, eagerly to achieve a classy status might be the main drive for them to join into a GET RICH QUICK SCHEME. Due to some influences from Robert Kiyosaki’s series of books, since college I have been Dreaming of becoming an entrepreneur, becoming a millionaire, care about my own business, having a better living for me and my family. As soon as I graduated, I was introduced by some friends about Insurance and direct selling (there still weren’t any fancy words like ‘network marketing’ that time, and now they even called themselves ‘ENTREPRENEUR’ :-D), where you were told that you could make millions as you join the business, and you can work Full-time or part-time and very flexible hours (oooo, sounds tempting).
Yes, I won’t deny that Insurance or MLM business can make you a fortune, gives you a better living. In fact, since the introduction of Insurance and MLM, it created lots of millionaires around the world, and they always say its a PROVEN CONCEPT. The question comes to whether if you are prepared for it yet or you are suitable for it . I have joined and tried a few and personally, I THINK NOT EVERYONE BELONG THERE unless you have right connections and the skills. So don’t hesitate to quit before wasting your time for years. It may just not your cup of tea. So before you join, considered these sacrifices:
1. Are you prepared that your friends/ families (specially your closest ones) will reject your offer, and start running away from you.
2. Are you able to tolerate the overwhelming and unnecessary SPIRITUAL style of motivations ceremony held weekly, everyone is like a hypnotherapist continuously brain washing you again and again, persuading you to become the next HYPNOTHERAPIST. (You will hate this the most, but you can’t deny their determinations and passion. I salute)
3. Are you willing to go all out, LEAVING your VALUEABLE CAREER and SKILLS behind and make a fortune in this field. (In order to succeed in Insurance and MLM, I suggested you go all out focusing on what you should do, where else you will not go anywhere)
4. Are you prepared to work your entire life with Insurance and MLM? (MLMers will tell you that you need not work when your network is established and you will be earning a passive income monthly. and I DON’T THINK that is entirely true. There is no free lunch in this world. No matter which level you have succeed in Insurance or MLM, you will still need to work for it. And it is NOT easy)
5. Are you prepared to take the blames from the person you recruited under you when things gone hay wired or you quit half way. (If you have caught in the most recent Get-Rich-Quick Scam such as you might feel the pain in the ass)
6. Please get your family support or a mutual agreement, your spouse specially. (I have seen husband and wife filed a divorce due to unsupportive relationships since one of the party involved in Insurance or MLM).
I don’t want agents or MLMers to reply this post with hatred.
Insurance agents or MLMers are businessman. and NOT entrepreneur, though they claim they are. The founders of the Insurance or MLM company is, but not the MLMers that follows trends that the founder created. To differentiate Entrepreneurs with Business Man, please read this post. There is no free lunch.
"Selling insurance is more and more difficult from time to time due to more players in the market. The golden time was in 1990s".
INSURANCE COMPANIES PLAY MAJOR ROLE IN RAISING MEDICAL COST AND THE COST OF LIVING
The basic concept of any insurance is this. You know that this world is precarious. You know that there are no guarantees for safety in health, finances or any other commodity. You know that many of the factors involved in the continuation of your safety are beyond your control, and even those factors within your control are fallible simply because no one is perfect. So, wherever possible and reasonable, you should fortify yourself in the event of calamity.
In ancient times insurance was carried out in the form of storing grain for winter months. In fact, we still do that… but our minds have long forgotten how precarious harvests are.
The logic behind preparing for unknown disasters is not in dispute. What’s to be disputed is that marketing strategies mixed with political tinkering have not only covered basic truths of reality from many people’s minds, it has also created a system that encourages increases in the cost of several industries. Some of those industries, such as the auto industry, are areas where people is forced to pay insurance companies for services they often never use.
The blanket over many eyes is the false security insurance provides. Being prepared for disaster is important… but there is a line beyond which a levelheaded strategist won’t go because the frequency of disasters is so low that paying to defeat a phantom risk is too costly. There are an infinite number of disasters that could happen at any moment… but most never happen because of intelligence and order. If you want to prepare for them all you will end up spending one hundred percent of your time planning to defeat the infinite list of tragedies that could come your way. And then after all that you can have a heart attack and die.
Again, I’m not arguing that being prepared and having a plan to deal with tragedies is wrong. But the insurance companies want you and me to believe that they will protect you from tragedy—when in reality there is absolutely nothing insurance companies can do to protect you from tragedy because they have no bearing on the actions you take in your life. They know that they can’t do anything about it… BUT THEY MARKET THEIR SERVICES AS A FORM OF PROTECTION.
Consider auto insurance. A drunk driver slams into you. Insurance had nothing to do with the other motorist getting drunk… or with you being on the road that night. And if you die… there is nothing that the insurance company can do about it.
The logic is then turned to say that you and I need to carry auto insurance to protect other drivers from us. Again, THERE IS NO PROTECTION. Carrying the insurance does not do anything other than help defray the cost or repairing the damages after the fact of tragedy. Of course this is how it works… BUT MARKETING SCHEME CONTINUE TO MAKE THE INSURANCE SEEM LIKE A PROTECTION FROM DISASTER.
HEALTH INSURANCE COMPANIES ARE SCAMS TOO because they put it into everyone’s mind that we are entitled to living past one hundred years old; they also increase the cost of health care because of the plans that pass covered patients’ bills onto insurance companies..allowing hospitals to charge extortionately higher for medications that would otherwise cost much less. One manual on reducing hospital costs stated “Hospital costs for medications are notoriously high.” One of the recommendations offered (buying these medications with insurance plans) displays the mental block that people have with this issue—they assume that they are getting the medications cheaper because of insurance when in reality the practice allows pharmaceutical companies and hospitals to raise the cost of medications and treatments… a cost that is passed back to the insurance companies and then right back into the consumer’s lap.
Some types of insurance companies are even forcing doctors to close shop—as in the case of obstetricians that can’t keep up with the rising premiums in malpractice insurance.
Insurance companies are businesses. They exist to make a profit. There’s nothing wrong with that. But THEY PLAY MAJOR ROLE IN RAISING THE COST OF LIVING and in sustaining the increase in cost. Those industries that have snuck through the back door of the legislative process have created a monster in the system that is a giant parasite on the Financial Industry private companies are essentially taxing the American public.
Furthermore, the floor seems to fall out when you consider another fact. In times of major disaster, when a company, family or individual needs the help most—when they really expect all the expense into insurance companies to pay off—insurance companies find ways to fall short on their promises.
One shady tactic of insurance companies is in the fine print of many insurance plans. Oftentimes the consumer was never educated by the insurance companies about lasering, a strategy insurance companies use to limit financial loss by limiting their financial responsibility in costly claims. Lasering allows insurance companies to limit their payments on partially self-funded companies when, for example, the insurance company knows an employee has an expensive illness. See Lasering information.
Entrepreneur.com reported that “small and midsize companies see health-care premiums outpace the cost of their employees’ claims”. The cost is going up… but the services are not.
Tragedy is not something to flirt with. Being prepared to handle it is wise. Requiring financial responsibility among people partaking in hi-risk activities that can harm others is prudent. I don’t recommend banning insurance companies. But I do recommend boycotting most of them and pressuring lawmakers the open their eyes to the cutthroat scams being pulled on the people by the current insurance industry.
To end, I want to quote from the banker who felt offended by me. He wrote, “Insurance companies never know who the next driver is that may cause a 10 car pile up and cost them RM1,000,000. It could be you.” I suppose that’s true. They also don’t know who the next person to steal my wallet will be
There are many things that insurance companies don’t know. But there are a few things they know well… like getting your money. See, insurance companies are good at eating the pie and having it too. Actually, they are good at taking your money and keeping it too. THE ODDS ARE THAT YOU WILL NEVER SEE A RETURN ON THE INVESTMENT YOU’VE PUT INTO THE SECURITY OF INSURANCE COMPANIES.
http://www.facebook.com/profile.php?id=100001555851257
(Are you a fresh grad who end up getting a dead end job where you're working to make SOMEONE else rich?) It looks long, but does it hurt to open your eyes to another point of perspective? Read on ....
Looking at an innocent fresh young grad that dreaming to become a millionaire is being lured into an Insurance and MLM business by a pretty young direct seller makes me thinks of my past. Everyone wants to become a millionaire, or have a better living, a luxury car and a bungalow. Specially the freshly young graduates, eagerly to achieve a classy status might be the main drive for them to join into a GET RICH QUICK SCHEME. Due to some influences from Robert Kiyosaki’s series of books, since college I have been Dreaming of becoming an entrepreneur, becoming a millionaire, care about my own business, having a better living for me and my family. As soon as I graduated, I was introduced by some friends about Insurance and direct selling (there still weren’t any fancy words like ‘network marketing’ that time, and now they even called themselves ‘ENTREPRENEUR’ :-D), where you were told that you could make millions as you join the business, and you can work Full-time or part-time and very flexible hours (oooo, sounds tempting).
Yes, I won’t deny that Insurance or MLM business can make you a fortune, gives you a better living. In fact, since the introduction of Insurance and MLM, it created lots of millionaires around the world, and they always say its a PROVEN CONCEPT. The question comes to whether if you are prepared for it yet or you are suitable for it . I have joined and tried a few and personally, I THINK NOT EVERYONE BELONG THERE unless you have right connections and the skills. So don’t hesitate to quit before wasting your time for years. It may just not your cup of tea. So before you join, considered these sacrifices:
1. Are you prepared that your friends/ families (specially your closest ones) will reject your offer, and start running away from you.
2. Are you able to tolerate the overwhelming and unnecessary SPIRITUAL style of motivations ceremony held weekly, everyone is like a hypnotherapist continuously brain washing you again and again, persuading you to become the next HYPNOTHERAPIST. (You will hate this the most, but you can’t deny their determinations and passion. I salute)
3. Are you willing to go all out, LEAVING your VALUEABLE CAREER and SKILLS behind and make a fortune in this field. (In order to succeed in Insurance and MLM, I suggested you go all out focusing on what you should do, where else you will not go anywhere)
4. Are you prepared to work your entire life with Insurance and MLM? (MLMers will tell you that you need not work when your network is established and you will be earning a passive income monthly. and I DON’T THINK that is entirely true. There is no free lunch in this world. No matter which level you have succeed in Insurance or MLM, you will still need to work for it. And it is NOT easy)
5. Are you prepared to take the blames from the person you recruited under you when things gone hay wired or you quit half way. (If you have caught in the most recent Get-Rich-Quick Scam such as you might feel the pain in the ass)
6. Please get your family support or a mutual agreement, your spouse specially. (I have seen husband and wife filed a divorce due to unsupportive relationships since one of the party involved in Insurance or MLM).
I don’t want agents or MLMers to reply this post with hatred.
Insurance agents or MLMers are businessman. and NOT entrepreneur, though they claim they are. The founders of the Insurance or MLM company is, but not the MLMers that follows trends that the founder created. To differentiate Entrepreneurs with Business Man, please read this post. There is no free lunch.
"Selling insurance is more and more difficult from time to time due to more players in the market. The golden time was in 1990s".
INSURANCE COMPANIES PLAY MAJOR ROLE IN RAISING MEDICAL COST AND THE COST OF LIVING
The basic concept of any insurance is this. You know that this world is precarious. You know that there are no guarantees for safety in health, finances or any other commodity. You know that many of the factors involved in the continuation of your safety are beyond your control, and even those factors within your control are fallible simply because no one is perfect. So, wherever possible and reasonable, you should fortify yourself in the event of calamity.
In ancient times insurance was carried out in the form of storing grain for winter months. In fact, we still do that… but our minds have long forgotten how precarious harvests are.
The logic behind preparing for unknown disasters is not in dispute. What’s to be disputed is that marketing strategies mixed with political tinkering have not only covered basic truths of reality from many people’s minds, it has also created a system that encourages increases in the cost of several industries. Some of those industries, such as the auto industry, are areas where people is forced to pay insurance companies for services they often never use.
The blanket over many eyes is the false security insurance provides. Being prepared for disaster is important… but there is a line beyond which a levelheaded strategist won’t go because the frequency of disasters is so low that paying to defeat a phantom risk is too costly. There are an infinite number of disasters that could happen at any moment… but most never happen because of intelligence and order. If you want to prepare for them all you will end up spending one hundred percent of your time planning to defeat the infinite list of tragedies that could come your way. And then after all that you can have a heart attack and die.
Again, I’m not arguing that being prepared and having a plan to deal with tragedies is wrong. But the insurance companies want you and me to believe that they will protect you from tragedy—when in reality there is absolutely nothing insurance companies can do to protect you from tragedy because they have no bearing on the actions you take in your life. They know that they can’t do anything about it… BUT THEY MARKET THEIR SERVICES AS A FORM OF PROTECTION.
Consider auto insurance. A drunk driver slams into you. Insurance had nothing to do with the other motorist getting drunk… or with you being on the road that night. And if you die… there is nothing that the insurance company can do about it.
The logic is then turned to say that you and I need to carry auto insurance to protect other drivers from us. Again, THERE IS NO PROTECTION. Carrying the insurance does not do anything other than help defray the cost or repairing the damages after the fact of tragedy. Of course this is how it works… BUT MARKETING SCHEME CONTINUE TO MAKE THE INSURANCE SEEM LIKE A PROTECTION FROM DISASTER.
HEALTH INSURANCE COMPANIES ARE SCAMS TOO because they put it into everyone’s mind that we are entitled to living past one hundred years old; they also increase the cost of health care because of the plans that pass covered patients’ bills onto insurance companies..allowing hospitals to charge extortionately higher for medications that would otherwise cost much less. One manual on reducing hospital costs stated “Hospital costs for medications are notoriously high.” One of the recommendations offered (buying these medications with insurance plans) displays the mental block that people have with this issue—they assume that they are getting the medications cheaper because of insurance when in reality the practice allows pharmaceutical companies and hospitals to raise the cost of medications and treatments… a cost that is passed back to the insurance companies and then right back into the consumer’s lap.
Some types of insurance companies are even forcing doctors to close shop—as in the case of obstetricians that can’t keep up with the rising premiums in malpractice insurance.
Insurance companies are businesses. They exist to make a profit. There’s nothing wrong with that. But THEY PLAY MAJOR ROLE IN RAISING THE COST OF LIVING and in sustaining the increase in cost. Those industries that have snuck through the back door of the legislative process have created a monster in the system that is a giant parasite on the Financial Industry private companies are essentially taxing the American public.
Furthermore, the floor seems to fall out when you consider another fact. In times of major disaster, when a company, family or individual needs the help most—when they really expect all the expense into insurance companies to pay off—insurance companies find ways to fall short on their promises.
One shady tactic of insurance companies is in the fine print of many insurance plans. Oftentimes the consumer was never educated by the insurance companies about lasering, a strategy insurance companies use to limit financial loss by limiting their financial responsibility in costly claims. Lasering allows insurance companies to limit their payments on partially self-funded companies when, for example, the insurance company knows an employee has an expensive illness. See Lasering information.
Entrepreneur.com reported that “small and midsize companies see health-care premiums outpace the cost of their employees’ claims”. The cost is going up… but the services are not.
Tragedy is not something to flirt with. Being prepared to handle it is wise. Requiring financial responsibility among people partaking in hi-risk activities that can harm others is prudent. I don’t recommend banning insurance companies. But I do recommend boycotting most of them and pressuring lawmakers the open their eyes to the cutthroat scams being pulled on the people by the current insurance industry.
To end, I want to quote from the banker who felt offended by me. He wrote, “Insurance companies never know who the next driver is that may cause a 10 car pile up and cost them RM1,000,000. It could be you.” I suppose that’s true. They also don’t know who the next person to steal my wallet will be
There are many things that insurance companies don’t know. But there are a few things they know well… like getting your money. See, insurance companies are good at eating the pie and having it too. Actually, they are good at taking your money and keeping it too. THE ODDS ARE THAT YOU WILL NEVER SEE A RETURN ON THE INVESTMENT YOU’VE PUT INTO THE SECURITY OF INSURANCE COMPANIES.
http://www.facebook.com/profile.php?id=100001555851257
Sunday, November 14, 2010
Waiting for the end
I first listened to this song and find it has a unique melody to it. The second time I listened, I paid attention to the lyrics and find it rather meaningful. The third time I listened, combining melody and lyrics I fell in love with it.
I'll dedicate this song to you. Yea to you who is reading this.... a piece of my thoughts.
This is not the end
This is not the beginning
Just a voice like a riot
Rocking every revision
But you listen to the tone
And the violent rhythm
Though the words sound steady
Something emptys within em
With fists flying up in the air
Like we're holding onto something that's invisible there
Cuz we're living at the mercy of the pain and the fear
Until we dead it forget it
Let it all disappear
Waiting for the end to come
Wishing I had strenght to stand
This is not what I had planned
It's out of my control
Flying at the speed of light
Thoughts were spinning in my head
So many things were left unsaid
It's hard to let you go
I know what it takes to move on
I know how it feels to lie
All I wanna do is trade this life for something new
Holding on to what I haven't got
Sitting in an empty room
Trying to forget the past
This was never meant to last
I wish it wasn't so
What was left when that fire was gone
I thought it felt right but that right was wrong
All caught up in the eye of the storm
And trying to figure out what it's like moving on
And I don't even know what kind of things I said
My mouth kept moving and my mind went dead
Picking up those pieces now where to begin
The hardest part of ending is starting again
All I wanna do is trade this life for something new
Holding on to what I haven't got
Friday, November 12, 2010
ON the first page of our story, the future seems so bright
ON the way up there, I got to let go
It seems so not right, so maybe Im a massacre
It seems I have lost my mind, when a smile turned into a cry
When the curtains falls on the stage, I'll take my bow
The last cry will go along with my luggage,
Never thought things would turn out so evil,
I brought it to new extreme .. ..
This tug of war I have to win.
I got to win
ON the way up there, I got to let go
It seems so not right, so maybe Im a massacre
It seems I have lost my mind, when a smile turned into a cry
When the curtains falls on the stage, I'll take my bow
The last cry will go along with my luggage,
Never thought things would turn out so evil,
I brought it to new extreme .. ..
This tug of war I have to win.
I got to win
Sunday, November 7, 2010
Angels
Here we Go…!
I’m looking at an angel
And believe me when I say
She got that whole place blowing
She got that whole place glowing
I’m looking at an angel
And believe me when I say
She got that whole place glowing
And she’s high in the sky singing
Way above the clouds in the sky singing
She got wings she got a halo
It seems to me so unnatural
Cos that’s one thing that I just don’t know
What seems to be so incredible
She looked at me took me by surprise yeaaahh
As if she took me by the hand to some foreign land
And had me way up
Way above the clouds in the sky singing
Singing my song yeah yeah
From dust til dawn yeah yeah
I know you got a lot on your mind
But it won’t be long yeah yeah
It always get better yeah yeah
And I may be wrong yeah yeah
Some never get it across the line before they make it home yeah yeah
Singing my song yeah yeah
From dust til dawn yeah yeah
I know you got a lot on your mind
But it won’t be long yeah yeah
It always get better yeah yeah
And I may be wrong yeah yeah
Some never get it across the line before they make it home yeah yeah
Angel-Akon
I’m looking at an angel
And believe me when I say
She got that whole place blowing
She got that whole place glowing
I’m looking at an angel
And believe me when I say
She got that whole place glowing
And she’s high in the sky singing
Way above the clouds in the sky singing
She got wings she got a halo
It seems to me so unnatural
Cos that’s one thing that I just don’t know
What seems to be so incredible
She looked at me took me by surprise yeaaahh
As if she took me by the hand to some foreign land
And had me way up
Way above the clouds in the sky singing
Singing my song yeah yeah
From dust til dawn yeah yeah
I know you got a lot on your mind
But it won’t be long yeah yeah
It always get better yeah yeah
And I may be wrong yeah yeah
Some never get it across the line before they make it home yeah yeah
Singing my song yeah yeah
From dust til dawn yeah yeah
I know you got a lot on your mind
But it won’t be long yeah yeah
It always get better yeah yeah
And I may be wrong yeah yeah
Some never get it across the line before they make it home yeah yeah
Angel-Akon
Wednesday, November 3, 2010
In Preparations
Let the trumpets play, let the drums roll, let the applause be heard! Cause Im so leaving you....
oh yea! Im officially handing in my resignation letter tomorrow. The 4th of November! As I was typing my letter in the office~ SHHHH... don't let them know. I was really figuring the proper words to write. It is my very first resignation letter, was a really nervous when I typed it, I dont know why it sounded so formal. XD
Well, I would say working in Albert Wines & Spirits was a real eye opener. I did learn quite alot of new stuff, gained loads of experience especially when it comes to handling people and alcohol of course~ Remembering the first 1 month of my work I was really enthusiastic on giving in new ideas to market some wines. But I guess the company didn't really know where I fit in as a marketer. Being in a "chinamen" company who doesn't believe much in marketing my role was really constraint. All that matters was really profit, sales, collection and thats pretty how the company runs.
The importance of marketing has been overlooked and was not paid sufficient attention to. Being the youngest in the company comes with some in born responsibility if you get what I mean. Your job scope all of a sudden expands from being a marketer to a general clerk, and all the way down to be a bell boy. Pfft... Well, in a way, i get to interact with all level of people. From the managerial level all the way to the people working in the warehouse. Its interesting to see every single individual job is linked one to another and how sometimes information can be lost between this levels of job. Definitely a system is in place in order to run this multi million dollar company but the system has some terrible flaws which does hurt the company reputation and profit. Being in the company for one year, I don't really see a growth potential in it. Let's say 5 years down the road, if I got the managerial position what difference would it make? It just doesn't provide me the sense of fulfillment being in the company.
Having said that, I must take a bow and thank the company for introducing me to a whole new perspective of thinking and view. Thank you everyone who made me feel like home in AWS, and thank you to those who tried teaching me in your sarcastic rude manner. Goodbye and all the best in your future endeavors.
Now, Im off~ to face a whole new world! Give me your best wishes ~ *winks
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